The Daily Unlearner by Cammi Pham

The Daily Unlearner by Cammi Pham

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Why Your Kids Won't Be Middle Class

And what to do about it...

Cammi Pham πŸ‹'s avatar
Cammi Pham πŸ‹
Jun 15, 2025
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Dear Unlearners,

Your kids won't have the middle class life you grew up with. This isn't about being pessimistic. It's about being realistic.

Your kids won't be middle class.

Not because they won't work hard enough. Not because they aren't smart enough. But because the middle class itself is vanishing.

That story you grew up with? College degree, stable job, house in the suburbs, comfortable retirement? It's becoming a fairy tale.

Remember that neat little story? Graduate college, get a stable job, buy a house, save for retirement, live comfortably. That story just became historical fiction.

Here's what your kids are actually inheriting:

  • A world where a college degree is the new high school diploma.

  • Where starter homes start at a million.

  • Where stable jobs are as rare as pension plans.

  • Where automation eats careers faster than new ones can be created.

The math doesn't work anymore.

That monthly mortgage your parents handled on one income? Now it takes two incomes, three side hustles, and a pra…

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